by Stephen Lindsley

Stepping into the J.M. Horseman Group office in Le Chateau Village is quite a different experience from visiting the corporate office buildings favored by many financial planners because it feels more like a living room than an office. Horseman and his staff go out of their way to make you feel comfortable from the moment you walk in the door, which is all part of his personal approach to financial advising.

Horseman places a strong emphasis on quality interaction with each and every client. “If a client wants to sit down with me for a few hours to discuss their portfolio, I am more than willing to do so,” he says. “Likewise, I am aware of the hustle and bustle that many of us face today; therefore, I encourage phone appointments, or quick meetings for those who have time constraints.”

Horseman is the primary wealth management advisor of his firm, and has been in the practice of financial planning for more than 25 years. J.M. Horseman Group is a full-service financial planning firm, but Horseman’s main goal is to assist his clients in achieving their retirement goals. “I specifically focus on retirement planning,” says Horseman. “I have a passion for this part of financial advising because it is an area where I feel as though I can make a positive difference in people’s lives. I find great satisfaction in working with my clients.”

Central to the philosophy at J.M. Horseman is “a tradition of trust.” Horseman views his role as similar to that of the family doctor. He thinks of himself as a family’s financial advocate, supporting their dreams and well-being through market cycles and life cycles. Having been in practice for more than a quarter of a century, Horseman has adopted a conservative money management strategy.

There are several reasons why Horseman recommends working with a financial planner. First, a financial planner can help sort through the many choices available to today’s investor. An experienced professional, Horseman has seen the good days and the bad days in the market, and has gained valuable knowledge that can help his clients reach their financial goals.

Knowledge and experience are crucial in helping to construct a retirement plan that is tailored to your needs. Horseman’s guidance can help a client avoid making an uninformed or emotional decision.

Another important consideration is the new changes in tax laws that may affect your portfolio. Horseman dedicates much of his energy towards educating himself so that none of the details are overlooked. He keeps an open line of communication, informing clients of new rules or law changes that may concern them.

Horseman’s conservative approach to financial planning means returning his clients to financial fundamentals and away from fads and single-sector portfolios. “The most important thing I can do professionally is to keep my clients informed so that they can make the best decisions,” says Horseman. During the market corrections of 2000 and 2002, his conservative investment strategies helped minimize portfolio losses.

Meeting clients’ needs means protecting their hard-earned wealth and creating a sound retirement plan. Horseman’s personal, familyoriented philosophy has been fostered, in part, by his dedication to his own family of eight. He has coached his children’s baseball and softball teams, and shared in their successes and growth. These family values, ethics and devotion carry over into his practice, allowing him to see each client’s situation as unique, and helping to create retirement plans that make the most sense in each circumstance.

In a way, the clients of J.M. Horseman Group are like John Horseman’s extended family. His dedication to their success and financial well-being are reflected in his own family life. Finding retirement solutions one family at a time has served the needs of clients throughout Missouri and Illinois. For more than 25 years, John Horseman has established a tradition of trust. He has earned that trust by being more than a familyoriented advisor, but an advocate who will work to secure a family’s financial future.

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John M. Horseman, principal of the J.M. Horseman Group.

 

 

 

 

 

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